How Does Loan Modification Work?

Loan Modification is a time consuming process in which paperwork is passed back and forth between the lender and the bank, analyzed and reviewed. Every once in a while, additional documents may be requested by the lender for the purpose of further review. The whole process usually does not take over 90 days till completion, with large banks taking up to 8 months until a modification is achieved. In order to increase both the effectiveness and the pace of the process our representatives are attentively overseeing each step of the procedure, ensuring that all necessary documents are on file and all the deadlines are met.

Below is a brief summary of how a typical loan modification is performed

• Free consultation and Evaluation with our consultant. Our specialists help you find out if you qualify for a modification.

• ZeTrusts Legal Services P.C. completes your loan modification/restructuring package.

• On your behalf, we submit the first demand/proposal to your bank.

• We negotiate the most beneficial loan modification scenario with your bank.

• A negotiated, modified loan is presented to you for your approval and execution.

All our clients are invited to contact regarding their loan modification status at their best convenience. Our firm has been founded on the principles of transparency and confidentiality. We pledge that none of your personal information will be handled by people not explicitly authorized to manage your case. In addition, we provide you wit 24/7 online access to your loan information along with phone personal assistance available to answer any of your quesions.